[Retsumdk]

Adds a new pattern, Fleet Cost Simulation Before Dispatch, under Reliability & Eval.

The pattern: replay an agent fleet's budget, priority, and failure-recovery policy against deterministic scenarios (baseline / stress / starvation / deadline / token-bucket) before dispatching real work, so budget exhaustion and starvation verdicts are found in simulation instead of being paid for in production tokens, API quota, and dollars.

• Follows TEMPLATE.md (Problem / Solution / Evidence / How to use it / Trade-offs / References), front matter complete with signals and anti_signals.
• bun run build:data executed; README TOC and site data regenerated. The incidental github-stars.json count drift from the rebuild is excluded to keep the diff single-purpose.
• Reference implementation: Retsumdk/agent-budget-simulator — deterministic TypeScript scenario simulator (contributor-owned, disclosed).
• validate:patterns and validate:patterns:content both pass; the only warnings are pre-existing heading-order warnings on unrelated upstream patterns.

Related to the fair-share task queues pattern merged in #176 — that one covers who gets the task; this one covers whether the fleet can afford to run it.

[vercel]

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