[Chucks1093]

Closes #588
Closes #589
Closes #590
Closes #591

• [security] OracleVerifier does not validate data_type is not empty #588 oracle-verifier/lib.rs — moved validate_symbol_len for data_type before require_data_type_active so an empty data_type is rejected early with InvalidSymbolLength before any storage lookup
• [bug] ClaimsProcessor does not validate claim coverage matches policy coverage #589 claims-processor/lib.rs — added CoverageMismatch = 32 error and a guard in process_claim that panics when claim.coverage_amount != policy.coverage_amount
• [security] GovernanceDAO does not validate quorum_bps is within bounds #590 governance-dao/lib.rs — added MAX_QUORUM_BPS = 10_000 constant and QuorumTooHigh = 49 error; both initialize and update_config now reject quorum_bps > MAX_QUORUM_BPS
• [bug] RiskPool does not validate withdrawal request amount <= user shares #591 risk-pool/lib.rs — already guarded: withdraw_inner panics with InsufficientFunds when position.shares < shares (existing fix at line 543)

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